Application Checklist

Here is all the information you need together with the relevant forms to print off to enable you to apply for a Skipton Commercial Mortgage.

Helpful hints on applying for your mortgage

To help us speed your application along as fast as possible, please bear in mind the following:

  • Use ink or ball point pen to fill in the forms.
  • Write in block capitals and complete or tick all the appropriate white boxes on the form.
  • Remember to complete the Direct Debit instruction.
  • If you are applying in joint names, details of all applicants must be provided and all of you must sign the form.
  • Similarly, all directors of company applicants should enter personal details and sign the form.

Documentation required (for LIBOR Linked and Fixed Rate)

  • Application form
  • Asset & Liability Statement (each app/dir)
  • Three years audited/certified accounts
  • Six months business bank statements
  • Three months personal bank statements (each app/dir)
  • Last annual loan statements for all mortgages held (including residential)
  • CV
  • Memorandum & Articles of Association†
  • Certificate of Incorporation†

†Limited Company and LLPs only

Documentation required (for Buy-to-Lets)

  • A fully completed commercial application form and Asset & Liability statement
  • Appropriate application fee§ and valuation fee (see submission section)
  • Three months personal bank statements to date
  • Existing lender’s statements
  • Evidence of deposit
  • Three months payslips and P60 or three years accounts and six months business bank statements if self employed or company director
  • Details of rental income and whether actual or estimated

§The application fee may be debited to the mortgage account at completion if preferred.

Please don't forget

  • To sign the application form in the correct places (i.e. Declaration Section the Reference Authority slips and the Direct Debit mandate).
  • To make sure that all questions on the application form are answered.
  • To indicate which Skipton Commercial mortgage product you require.
  • Ensure proof of identity of all applicants is enclosed.
  • Please send your application form and details to either your local Skipton branch or direct to the Commercial Lending Department, Skipton Building Society, The Bailey, Skipton BD23 1DN.